Many advisors see one or two clients change careers per year, and thus may not have focused a lot of attention on developing a process to shepherd you through this major life event. In working with people in transition for over a decade, we understand the issues and have a well defined process to ensure a smooth financial transition. The three areas we focus on are:

Prior to Leaving a Career: Examining the immediate issues you may face including but not limited to accelerated vesting/expiration of options and RSU’s, deferred compensation payout and tax implications, termination of defined benefit plans, loss of healthcare and group life insurance benefits.

During Transition Time: Assessing your entire financial situation including assets and liabilities, future cash flow needs, planning goals, transition liquidity needs, reviewing your wills and estate plans and coordinating efforts with your attorney or CPA to ensure all of your advisors are aware of the pertinent issues and assisting you in a comprehensive fashion. In special situations, we may refer you to members of our professional network for contract negotiations when evaluating new career offers and other services that address your specific needs.

Upon Entering New Company: Evaluating your new benefits and assisting you in selecting and utilizing them in the most effective way possible, and in a way that coordinates with the goals you’ve outlined during the transition time. There are so many moving parts to a career change, and the reasons behind each transition are unique. It is our goal to understand your specific situation and goals, and to assist you in maximizing the personal and financial benefit of this major life event.